I recently asked this question on my Facebook.com/KarenDeis page. Some of them are funny. Some of them are just plain sad. If you have one you'd like to share, please post it on my FB page or email Karen@LoanOfficerMagazine.com.

Read this article and view the chart showing what the payment increase would be with loan amounts ranging from $100,000 to $900,000.

If you do VA loans, this VA Funding Fee Chart will come in handy. It breaks down the exact fees by eligibility use, down payment, type of military service and IRRRL. Great to share with your staff and your veteran homebuyers.

Four new articles ghost-written for you to send out to your past clients, family, friends, etc.

• Must-Have Tools for Your Home Emergency Kit
• Why Landscaping Adds Value to Your Home
• The Different Levels of Homeowner's Insurance: What You Need to Know
• 10 Easy, Household Fixes that Don't Cost a Lot of Money