By: Michael A. Covino, President of Luxmac/Covino & Company, which specializes in JUMBO loan financing. Email Michael at mcovino@luxmac.com, phone him at (914) 703-6400 ext. 310, or you can visit his website at www.luxmac.com.

In reviewing the US Census data, each state boasts its share of "millionaires per capita." Of course, some states have a higher share than others - but this is a lucrative market for those loan officers willing to step outside their comfort zone. No, you don't HAVE to be a millionaire - you just need to know where to FIND them.

Michael Covino, President of LuxMac (a wholesale company specializing in jumbo loans) tells you where the affluent congregate and where you can find untold lists of potential, millionaire clients.

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