Written By: Karen Deis

...teach your children well... (Lyrics By: Crosby, Stills, Nash & Young)

Pregnancies are at an all time high-so schools introduced sex education into the classrooms.

Drug and alcohol addiction is a major problem so D.A.R.E. clubs have been formed.

Credit problems and bankruptcies are thru the roof—but schools have yet to provide students with the financial education they need to understand money and to use credit wisely. Between the ages of 17 to 21, college-aged students are offered over 12 opportunities to take out a credit card—in hopes that their parents will bail them out if they get into financial trouble.

As a loan originator, there is a huge opportunity to provide your clients, with children, the tools to teach their offspring how to become financially responsible and productive members of society.

O.K., I’m not suggesting that you set out to change the world here—but if you can make just a small difference in the lives of children (and assist parents with their financial education), you have an enormous opportunity to set yourself apart from the rest of the LO’s out there. You can use your network of financial planners to reinforce your message.

If you haven’t already done so, I recommend that you add the “ages of children” as an important field in your database management system you currently use.

There are a number of ways to help parents teach their children about money and in this article, we will provide a plethora of ideas for you to research. Some are as easy as sending a series of articles and some are as complicated as holding seminars.

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