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LOM Terms of Use

Everything you need to know BEFORE you subscribe.

Loan Officer Sales & Marketing Articles are Copyrighted
We would like to remind you that all articles are copyrighted. That's how we stay in business and insure that the author's work is protected. If you are a subscriber, you can print articles during your subscription period. But we have to tell you that copying, distributing, uploading or emailing articles is a no-no and violates copyright laws.

Newsletter Articles For Clients & Realtors:
Articles written for clients, prospects, real estate agents and builders are for the exclusive use of subscribers to reprint and repost. They are not copyrighted and as a subscriber, you can use them without acknowledging the source of the article. They are ghost-written for you to use as a newsletter, with your email marketing/notices; your social media pages, your blog, video scripts, your website, and pretty much any way you wish to republish them. This is exclusively for mortgage companies and loan originators for their clients, prospects, real estate agents or builders. Prohibited Use: Companies and individuals who offer or sell articles and/or newsletter-writing services directly to loan originators and mortgage companies. Companies and individuals who train loan originators and are providing client and realtor articles or newsletters to loan officers or mortgage companies.

Change of Email Address
If you change companies or email address, you can let us know by email or by making the change yourself via the website. If we can't find you, we canít deliver your subscription to you.

How Your Subscription Will be Renewed
Thanks for subscribing! Once you become a subscriber, your credit card will be charged without notice by www.LoanOfficerMagazine.com. Your credit card will be automatically charged at the quarterly, yearly or two-year rate until you cancel your subscription with us online and only through the website. Email notifications and phone calls/voice messages will not be considered as a notice.

You must cancel your subscription online, via the website, as your email notice may be lost in E-Mail NeverNeverLand. You must cancel at least 24 hours BEFORE the renewal date. If you have not cancelled online, via the www.LoanOfficerMagazine.com website, your subscription will not be refunded to you for any reason. Subscription fees are non-refundable and are not pro-rated.

Once you unsubscribe online, via the website, your subscription will not expire until the next renewal date.

Publisher's Statement
LoanOfficerMagazine.com makes every effort to publish credible and responsible articles and advertisements. Inclusion of an article or product does not mean that is has been endorsed by the publisher or staff.

Your Right to Privacy
LoanOfficerMagazine.com may, from time to time, provide subscriber information to advertisers. We do not provide subscriber information to any outside sources nor do we sell information from our database without the written consent from you. We do provide 3rd party links to outside websites and if you decide to link to these sites, we cannot guarantee your privacy.

Submission of Articles
Article submissions will become the property of LoanOfficerMagazine.com, however, you will still be given written, literary credit for your idea or article. We will make every effort to acknowledge sources of ideas but cannot trace every idea back to its origin and accept no liability for non-acknowledgement.

What happens if you don't follow the rules?

  • Your subscription will be terminated and no refunds will be made
  • We will wipe out your username and password
  • You will be barred from subscribing for your lifetime
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Karen Deis - Publisher