Done4You Client

Client Done4U – Are Tax-Refund Advances Good or Bad?

Did you know that if you claim an “Earned Income Credit” or an “Additional Child Tax Credit,” the IRS can delay your refund?  The delay was created to combat tax-refund fraud.  So, your refund is delayed until they check you out!  That’s one of the reasons that tax preparation companies offer tax-refund advances – so you don’t have to wait weeks or months to get your refund.  But here’s the thing.  It’s not an “advance”.  It’s a loan from a bank, and they have the right to check your credit, report the loan on your

Client Done4U – Do You Know the Five Things to Never Put on Your Debit Card?

You go to the checkout line and I’m sure the sales clerk has asked you, “debit or credit?”  Using a credit card has its advantages over using a debit card.  One is that if you have a “rewards” card, you built up points for future use.  Another is that it’s easier to “dispute” a credit card charge and have it removed from your bill—versus a debit card where the money is already taken out of your account.  However, I recently read an article where the author stated that there are five things that you should NEVER put

Client Done4U – What You May Not Know About Freezing Your Credit

What is freezing your credit all about?  It’s a tool that restricts people and companies from accessing your credit report without your specific permission. It is not the same as a fraud alert. It does not affect your credit score. You can still request your free credit report once a year.  And you can temporarily remove the credit freeze.  Or, you can permanently remove the credit freeze.  And it does not cost you anything to do so. It can be done within minutes of your requesting an “unfreeze” (but double check

Client Done4U – What to Pack in Your Emergency To-Go Bag

An all-new Client Done4U article! Use in email marketing, even if your company has its own CRM, you can copy and paste within the body of the email. Post an article on your social media pages (FB, LinkedIn, Instagram, Blog). Use as a video script. Hurricanes. Blizzards. Wild Fires. Heat Waves. Earthquake. Mud slides.  Zombie Apocalypse. Are you prepared to leave your home on a moment’s notice if one of the events above should happen to you?  Here are a few tips and a list of some of the things you should

Client Done4You: 13 Most Desired Outdoor Features that Homebuyers Want Now

The National Association of Realtors published the results of a survey regarding the value of outdoor features, how they contribute to the curb appeal and how they increase the value of your home. According to the NAR, curb appeal plays a significant role in tackling any outdoor project. Among REALTORS®, 94 percent have suggested sellers improve their curb appeal before listing a home for sale. When working with a residential seller, 99 percent of NAR members believe curb appeal is important in attracting a buyer (79…

Client Done4You Article: Thinking About Buying Another Home?

Even if you aren’t planning to buy a home in the near future, you may be considering doing so somewhere down the road (no pun intended). While real estate has been a good investment for the long term, there’s a new way of thinking about buying your next home A home is not just an investment; it’s a place to live.  Does the location fit your lifestyle? If you have a steady job, matching your income with your mortgage payment and expenses is a good thing.  But if you are an entrepreneur or work on commission, it pays…

Client Done4You Article: Three Ways to Stop Identity Theft

One – Freeze Your Credit This is easily done by contacting the 3 major credit bureaus.  There is a fairly new law that says that credit bureaus must freeze your credit within 24 hours, and unfreeze it (when you request to do so) within one hour of your request.  This is the best way to stop identity thieves from opening accounts in your name. Two – Monitor Your Accounts Mark your calendar to check your bank account, credit card charges and balances, your retirement and stock accounts weekly.   You may even be able…