Recent Article

Negotiation Tactics to Help You Close More Loans

As a loan officer, you ultimately become the one everyone turns to when there is a problem or objection from the buyer and/or the seller. I’m sure you’ve also found yourself negotiating between the listing and selling agents. Negotiating is also about listening to all sides of the transaction, asking each person what they expect the outcome to be and trying to get them to agree with one another.  And everyone “wins” something! Understanding motivations What is important to them? What is the buyer’s budget?

Client Done4U Article: Preventing Break-Ins: How to Keep Your Home Safe from Thieves

It’s been reported that in the US, a home is robbed every 14.6 seconds.  The average loss is just a little over $2,000.  So, if you have a $1,000 deductible on your homeowner’s insurance policy, only half of your loss would be covered. Here are some strategies for keeping your home safe from would-be thieves: Tear up cardboard boxes – There’s no better way for thieves to see that you just bought a new TV, computer, microwave, than by the empty box that is left alongside the trash containers.  Tear/cut them up and…

Realtor® Done4U Article: 5 Social Media Ideas to Generate Leads on Your Social Media Page

Not everyone is a writer. Not everyone is a storyteller. Not everyone is creative when it comes to creating posts for social media. Well, you really don’t have to be a writer, storyteller, or creative as long as you are consistent—and providing USEFUL information regularly. But you might be saying to yourself, “what should I write about?” Here are five simple ideas for topics to write about, which will encourage more people to follow you because of the timely, useful information. 1) The Top 10: Perform an…

How to Hit Your Financial Reset Button: Uncertain Markets Provide Excellent Opportunities to Reset Financially

Written by:  Jodee Brydges, Loan Originator, RPM Mortgage.  She is also a Money Mindfulness Coach, and Speaker. Jodee has spent over three decades in the financial industry coaching, educating and analyzing the financial well-being of individuals of all ages, backgrounds and income levels. Record-level credit card, auto and student loan debt levels motivated me to author and publish the book “Digging Out”. And now more than ever, people of all ages, income levels and backgrounds are feeling financially unstable with

Client Done4U Article: 25 Ways to Dramatically Increase the Value of Your Home

Whether you are thinking of selling your home—or just want to spruce it up—here are some inexpensive ways to increase the value of your home. Some require plain old elbow grease.  Some require you spend a little bit of money.  However, each suggestion offered will take less than a day to complete (unless you consider yourself “home-improvement challenged”). Cut bushes, trim trees, edge sidewalks and driveways Install matching light fixtures Refinish or paint your front door Refinish your hardwood and tile…

Tips on How to Work with Women Home Buyers

You've met with a couple buying their next home. You thought the meeting went well and that they would be breathlessly waiting at your office door the next morning with the signed 1003 and application fee in hand. They never show up! So what might have gone wrong? It's most likely that it was a woman who made the decision not to do business with you. Whether you are a man or woman loan officer, here are some of the things you need to consider when preparing for a meeting with a female borrower. Women will use…

Questions to Ask Real Estate Agents to Create More Comments on Facebook

I have a question for you: Are you posting on Facebook and getting maybe just a few likes from real estate agents?  Hardly any comments?  No conversations? It could be two reasons.  One – you don’t have many real estate agents that you have friended.  Two – your posts are not interesting enough to generate comments. One of the best ways to get real estate agents to participate in your social media conversations is to ask questions. So, here are 8 questions, along with the reason you are asking the question, that…

Realtor® Done4U Article: How Real Estate Agents Can Use Commission to Buy Real Estate

Did you know that, as a real estate agent, you can use your commission to buy residential real estate? While there are different down payment requirements if you are going to occupy the property, or buy a second home, or use it as an investment , I wanted to share with you how you can use your share of commission towards down payment, closing costs and reserves.   (Reserves in mortgage terms means the money left in the bank AFTER you have closed the on the loan.) These rules apply if you require a mortgage loan to…

Client Done4U Article: Things You Should Never Post on Facebook/Social Media

Social media has become more important than ever to keep in touch with family and friends. However, some information is just nobody’s business.  People post tons of personal information about themselves online, including photos and email addresses to get free promotions or download discount coupons. Even if you correctly configure your “privacy settings,” your friend’s account could be hacked – which, in turn, affects you. Here are five things that the pros state you should NEVER post on your social media page:…